b"32 DJs Inspiration Auto Recyclers ToolBoxDont PanicPANICBy DJ HarringtonF or the past few months, Americatheyre worryingBe how to make has been experiencing eye- ends meet. opening financial burdensSome simple because of a virus threat we cant see. things they could During strange and unnerving timesdo from home werePrudentsuch as these, Americans always step updiscussed. Holding up and trudge forward. Were resilient noa purple bag of coins, I matter what comes our way. That bringssaid, Go through that jar or bag of me to what my friend in another indus- change youve put aside for a rainy day.that can help you not have money issues try requested from me this past week.Did you know that the 2019 penny withagain. I have a small book that can help To help his members during thesea W under the date is worth 20 dollarsall of usHow Money Works. Its an tough times, this friend asked me toand 47 cents? That's right - $20.47.easy read. Even a high school student speak on Being Prudent for postingMy purpose was to keep my conversa- can read and understand it. You can on Facebook. After I recorded my 2- tion light-hearted. receive this book for $10 if you contact minute video segment, he posted it onme directly. All I ask is that you read it Facebook Live to help members andand let me know your favorite part. If businesses involved in his industry. Im asking youyou would like a book for yourself and Some nice comments from individualsyour children, I will be happy to accom-were received after hearing my seg- to be prudent so you canmodate. Let me know how many of ment. lock-in now the things thatthese books you need.can help you not have About being prudent money issues again. Remember othersBasically, heres what I said aboutWhile being prudent, dont forget Being Prudent: Yes, Im frugal. to think about others who might be in Some people say, Im tighter than barkneed. Theyre going through the same on a tree. Why? I wont write a checkNext, I suggested, they pull downadjustments as the rest of us. There until I view my bank balance. Youfrom the closet shelf that 500-piece puz- might be a neighbor you dont know wont find me buying a boat or a four- zle, Aunt Mary gave them severalvery well that could use your help.wheeler to drive the hills of GeorgiaChristmases ago, and make it a familyFriends, this virus and these finan-until this virus stuff is over. project. Finishing that puzzle could be acial problems WILL pass. As hard-As I continued my 2 minutes, I letwonderful way for the family to recon- working, unrelenting Americans, we are viewers know Im self-employed. nect without relying on Xbox or iPads. resilient. So, dont panic. Be prudent.President Trump will not be writingMy purpose wasnt just to calm fears,Think before you spend money.me a check. Please listen to this white- but to make sure each listener was beingAsk me for your copy of this book. haired man. I have run out of moneyprudent with what they already have.Call me at 770-301-4122 and leave me before when Ive run out of week. your contact information.More workers than usual might not beFinancially prepared In the meantime, be safe and paying their credit card bills this month.What I didnt say on that video, is: healthy. Love to all.Luckily some banks are providing asome scientists and doctors have indi- See you next time.sliver of relief to customers who arecated that this virus could return next struggling financially. Either they willyear. We may fear how were financially waive late-payment fees, defer interestgoing to make it through now; but, willD.J. HarringtonD.J. is the President and Chief charges or not report missed paymentswe be financially prepared to surviveExecutive Ofcer of Phone Logic, to credit bureaus. another round of this virus with a finan- Inc. an international training com-cial downturn if it has a bigger punchpany based in Atlanta, Georgia. He serves as a consultant and Some simple things to do next year?trainertoover1,000privately As viewers are practicing social dis- Larger financial corporations willowned businesses throughout the tancing at work and home, I continuednot talk to the average consumer unlesscountry, train-ing personnel at all levels of the com-my quest to help lower their fears abouthe or she has a multi-million-dollar port- pany, from the operator/dispatcher to the virus threat and the downturn of thefolio. They wont waste their time work- the customer service and sales staff. financial market. I gave them some sim- ing with us. Im asking you to be pru-Please visit D.J.s website for more ple things they could do to be calm ifdent so you can lock-in now the thingsinformation: www.djsays.com."